Workers Compensation
Caring for the people who care for others
Your employees dedicate their time and energy to helping others. When a workplace injury or illness occurs, Workers’ Compensation Insurance ensures they’re taken care of—and that your nonprofit can continue its mission without disruption.
Why nonprofits need Workers’ Compensation
Many nonprofit organizations assume small teams or part-time staff don’t need this coverage—but state law often says otherwise.
Even one employee injury can lead to unexpected costs and compliance penalties.
At NonProfit Insuror South, we help nonprofits and human service organizations secure affordable, compliant Workers’ Compensation coverage designed for your programs, staff, and state requirements.
If your nonprofit pays employees, Workers’ Compensation isn’t optional—it’s essential.
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Compliance with state regulations
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Financial stability after a workplace injury
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Support for employees during recovery
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Protection from employee lawsuits
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Confidence for funders and board members
What Workers’ Compensation covers
Workers’ Compensation provides medical and wage benefits to employees who are injured or become ill due to their work. It also protects your organization from costly lawsuits that could result from those injuries. Every state requires some form of Workers’ Compensation coverage—even for nonprofits with paid employees. Typical benefits include:
Medical expenses for treatment, hospitalization, and rehabilitation
Lost wage reimbursement while the employee recover
Disability benefits (temporary or permanent)
Death benefits for dependents in the event of a fatal injury
Common nonprofit injury examples
Even minor incidents can become expensive without proper coverage.
A counselor trips on a stairway during a client visit
A youth program employee strains their back lifting supplies
A kitchen worker burns their hand preparing meals at a shelter
An office employee develops carpal tunnel from repetitive tasks
Added benefits of coverage
Many carriers include safety programs and claims support at no extra cost:
Workplace safety training and checklists
Injury prevention guidance
Return-to-work programs
Nurse triage and 24/7 claim reporting
Access to certified medical networks
Help nonprofits reduce injuries and lower premiums over time.
How NonProfit Insuror South helps
Our team specializes in Workers’ Compensation for nonprofits and human service providers. We’ll make sure your coverage meets both legal requirements and mission needs—without overpaying.
We’ll also coordinate your Workers’ Comp policy with your General Liability and Volunteer Accident coverage for seamless protection.
Protect your employees—and your mission
When your team is safe and supported, your mission thrives.
Let NonProfit Insuror South make Workers’ Compensation simple, affordable, and compliant for your organization.
