Cyber Liability / Data Breach Insurance
Because doing good still requires strong cyber defense
Nonprofits hold sensitive data—from donor details and grant records to client health information. Unfortunately, hackers and scammers know that smaller organizations often have fewer IT protections in place.
Why every nonprofit needs cyber coverage
Even if your organization doesn’t store credit cards, you likely collect personally identifiable information (PII) such as names, addresses, Social Security numbers, or medical details.
One simple mistake—like clicking a phishing link or losing a laptop—can trigger legal and financial obligations you’re not prepared for.
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Ransomware and data extortion demands
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Hacked email or wire transfer fraud
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Accidental data exposure (staff error, lost device, or misdirected email)
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Breach of client or donor personal information
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Fines or penalties for privacy law violations (HIPAA, GDPR, state laws)
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Required notifications to affected individuals
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Credit monitoring and public relations costs
What Cyber Liability Insurance covers
A strong cyber policy provides both first-party coverage for your organization’s losses and third-party coverage for claims against you.
Prevention tools included
We’ll make sure you get access to these tools so you’re better prepared before an incident happens. Many carriers now offer free or discounted cyber safety resources, such as:
Phishing and cybersecurity training for staff
Password management and multi-factor authentication guidance
24/7 breach hotlines and legal response teams
Template incident response plans
Vendor and data-handling checklists
Affordable protection for every size nonprofit
Cyber coverage is no longer a “big organization” need—it’s essential for everyone, even small community programs.
Policies can start as low as $250–$500 per year and scale based on your size, number of records, and IT infrastructure.
Coverage limits typically range from:
$100,000 to $5,000,000+
Real nonprofit cyber examples
Each of these events could cost tens of thousands to resolve—even before legal fees.
A staff member accidentally sends client records to the wrong email list.
How NonProfit Insuror South helps
We understand that nonprofits often balance limited budgets with big responsibilities.
We’ll make sure your leadership is protected so they can focus on strategy—not liability.
Stay secure. Stay trusted.
Your board members make tough decisions every day on behalf of your mission. Give them the peace of mind that comes from knowing they’re protected.
