Commercial Auto Insurance

Keeping your mission moving safely

Whether your nonprofit transports clients, delivers meals, or travels between service sites, vehicles are a vital part of your mission.
Every mile driven is a responsibility—both for your team and for the people you serve.

Why nonprofits need this coverage

Commercial Auto Insurance from NonProfit Insuror South protects your organization’s vehicles, drivers, and passengers from the financial fallout of accidents, injuries, or property damage.

Even one accident can cause serious financial and reputational damage.
Commercial Auto Insurance ensures that your organization—not your staff or volunteers—bears the responsibility for work-related driving.

Many grants, state contracts, and facility leases also require proof of Commercial Auto Insurance with specific liability limits.

Without this coverage, your nonprofit could face:
  • Costly vehicle repairs or replacement
  • Medical and liability claims from injured third parties
  • Legal expenses from lawsuits
  • Reputational harm or funding concerns

Vehicles we insure

Commercial Auto Insurance from NonProfit Insuror South protects your organization’s vehicles, drivers, and passengers from the financial fallout of accidents, injuries, or property damage. We’ll tailor your policy to your operations—no matter how your organization drives impact.

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Passenger vans and minibuses

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Company cars and outreach vehicles

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Delivery or transport vehicles

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Mobile clinics or service units

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Meal delivery and outreach programs

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Maintenance, shuttle, and administrative vehicles

Hired & Non-Owned Auto (HNOA) Coverage

If staff or volunteers use personal cars to run errands, visit clients, or deliver supplies, your nonprofit could still be held liable in an accident. HNOA coverage protects your organization (not the driver’s personal policy) for these situations.

It’s one of the most overlooked yet most important coverages for nonprofits that rely on volunteers or part-time staff.

Added benefits for nonprofit boards

A staff member rear-ends another car while transporting clients.
A volunteer backs into another vehicle while dropping off supplies.
A storm damages your nonprofit’s passenger
van.
A client is injured while being transported to an appointment.

How NonProfit Insuror South helps

Our nonprofit insurance specialists understand that your vehicles serve people, not profits. We’ll design a policy that meets your operational, contractual, and safety needs.

We’ll make sure your leadership is protected so they can focus on strategy—not liability.

Drive safely. Serve confidently.

Your vehicles carry more than passengers—they carry your mission. Let NonProfit Insuror South keep your drivers protected and your programs on the road.

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We help you:

1
Verify
Verify compliance and classify employees correctly (to avoid audit surprises)
2
Review
Review loss history and experience mods
3
Find
Find carriers that understand nonprofit operations
4
Implement
Implement safety and claims management programs