General Liability Insurance
The foundation of your nonprofit’s protection
Every nonprofit faces risks—whether it’s a visitor slipping at your office, a volunteer accidentally damaging property, or a participant injured during a program.
Even small accidents can lead to big expenses.
What General Liability Insurance covers
This essential policy protects your nonprofit from claims involving third-party injury or property damage caused by your operations, employees, or volunteers.
General Liability Insurance from NonProfit Insuror South is the foundation of your organization’s protection plan. It helps cover the costs of bodily injury, property damage, and personal injury claims—so your nonprofit can focus on serving the community, not managing lawsuits.
General Liability protects your organization whether the claim is valid or not—because even false allegations can be expensive to defend.
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Bodily Injury – Medical costs for clients, visitors, or vendors injured on your premises or at an event
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Property Damage – Repairs or replacement if your nonprofit accidentally damages someone else’s property
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Personal & Advertising Injury – Libel, slander, or copyright claims related to your communications or promotions
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Medical Payments – Limited no-fault coverage for minor injuries to guests or participants
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Products & Completed Operations – Liability from goods sold or services provided
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Legal Defense & Court Costs – Coverage for lawsuits, settlements, and attorney fees
Why nonprofits need this coverage
Your nonprofit interacts with people, facilities, and partners every day. From fundraising events to counseling sessions, you can’t control every outcome—but you can prepare for them. Funders, landlords, and event venues often require proof of General Liability Insurance before signing contracts or issuing grants. Without General Liability coverage, your nonprofit could face one or more of the following.
Medical bills or settlements from injuries
Property repair costs
Lawsuits that drain your budget
Damaged community trust or lost funding
Who needs this coverage
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Counseling and human service organizations
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Faith-based and community outreach groups
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Arts, education, and youth programs
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Food banks, shelters, and transitional housing
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Environmental and advocacy nonprofits
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Event-based and volunteer-driven organizations
Every nonprofit, regardless of size of focus, needs General Liability Insurance.
How much coverage do you need?
Coverage limits typically start at $1,000,000 per occurrence and $2,000,000 aggregate, but your funders or facilities may require higher limits. We’ll also ensure your policy integrates seamlessly with Property, Auto, and Umbrella coverage.
Review contracts and funding requirements
Evaluate your exposure (facilities, staff, and programs)
Recommend limits and endorsements that fit your budget and mission
How NonProfit Insuror South helps
We understand nonprofit operations—from counseling and community programs to special events and fundraisers.
Our experienced advisors will help you:
Assess your organization’s risk profile
Compare carrier options that specialize in human services
Add Additional Insureds quickly (for funders or landlords)
Deliver Certificates of Insurance fast
Review and renew your policy annually for complete protection
Your partner in protecting people, places, and purpose.
