Events Insurance
Keep the celebration safe—and your mission protected
Every fundraiser, gala, or community festival you host is an opportunity to raise awareness and build support.
But even well-planned events come with risk—slip-and-fall injuries, damaged property, vendor disputes, or unexpected weather.
Special Event Insurance from NonProfit Insuror South gives your nonprofit short-term protection that keeps celebrations worry-free and your finances secure.
What Special Event Insurance covers
Special Event Insurance provides temporary liability protection for your nonprofit during an event. Coverage can be written for a single day or for a multi-day festival, retreat, or fundraiser.
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General Liability – bodily injury or property damage to attendees, guests, or vendors
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Property Damage – rented or borrowed equipment, tables, tents, or decorations
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Liquor Liability – for events serving alcohol (banquets, galas, tastings)
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Participant Accident – optional medical coverage for volunteers or attendees
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Weather Cancellation – reimburses costs if severe weather forces cancellation (select carriers)
- Additional Insureds – landlords, municipalities, or venues can be added easily
Why nonprofits need event coverage
Many venues, cities, and grant funders require proof of insurance before you can host an event or rent space.
Even if it’s not required, one incident can derail your fundraising success.
A single accident could result in:
Medical expenses for injured guests
Damage to rented facilities or equipment
Lawsuits or legal defense costs
Lost fundraising revenue or reputational harm
With special event coverage, you can focus on connecting with your supporters—not worrying about “what if.”
Events we commonly insure
Fundraising banquets & auctions
Festivals & community fairs
Walks, runs, & outdoor races
Holiday parties & galas
Church or faith-based celebrations
Concerts & performances
Youth or recreational programs
Educational workshops & conferences
Volunteer appreciation events
Flexible coverage for every occasion
Special Event Insurance can be arranged quickly—sometimes in the same day.
You choose the dates, location, and coverage limits that make sense for your event. Our advisors make the process simple: submit your event details, receive a quote, and get your Certificate of Insurance (COI) fast.
Available terms:
One-day or weekend coverage
Multi-event annual options
Limits typically from $1 million – $5 million
Tips for safer events
Taking a few proactive steps can keep your guests safe and may even lower your premium. NonProfit Insuror South also provides guidance to help reduce event-related claims:
How NonProfit Insuror South helps
Our team specializes in nonprofit operations and knows what funders and venues require.
Celebrate with confidence
Whether you’re planning a black-tie gala or a weekend community fair, NonProfit Insuror South makes sure your event—and your mission—are fully protected.
We’ll help you:
