Property & Business Income Insurance
Protecting the spaces where your mission lives
Your nonprofit’s offices, shelters, classrooms, and community spaces are more than buildings—they’re where lives are changed. A fire, storm, or theft can halt your operations in an instant.
Why nonprofits need this coverage
Even with strong community support, recovering from physical damage can take time—and money. Property & Business Income coverage ensures your mission doesn’t stall after a disaster.
Property & Business Income Insurance from NonProfit Insuror South keeps your organization protected—covering damage to your property and helping you recover lost income if operations are interrupted.
Many grants, landlords, and funders also require proof of property coverage for compliance.
Without this protection, your nonprofit could face:
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Out-of-pocket repair or replacement costs
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Loss of program income and donations
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Inability to pay staff or maintain services
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Contract penalties for missed obligations
What this coverage includes
This policy helps repair or replace your nonprofit’s physical assets and covers lost income while you get back on your feet. Typical protections include:
Buildings & Structures
Offices, community centers, or shelters you own or lease
Business Personal Property
urniture, computers, supplies, inventory, signage
Equipment Breakdown
Heating/cooling, refrigeration, or electrical systems
Theft & Vandalism
Damage or loss caused by break-ins or malicious acts
Fire, Smoke, & Water Damage
From accidents, storms, or burst pipes
Business Income (Interruption)
Lost revenue while operations are suspended
Extra Expense Coverage
Temporary workspace, rent, or equipment costs during recovery
Who needs Property & Business Income coverage
Any nonprofit that owns or leases property should carry this protection, including:
Business Income (Interruption) Coverage
When disaster strikes, it’s not just property at risk—your operations may pause too. Business Income coverage replaces lost income and ongoing expenses, such as:
Payroll and staff benefits
Utilities and rent
Loan payments
Administrative costs
Added coverage options
We can also help you extend protection with:
Inland Marine Coverage
For mobile equipment, instruments, laptops, and signage
Fine Arts or Donor Property
For items on loan or display
Outdoor Property
Fences, signs, landscaping, and playgrounds
Flood & Earthquake Endorsements
Available in select areas
How NonProfit Insuror South helps
Our advisors specialize in nonprofit operations and property risks.
We’ll evaluate your current coverage, replacement costs, and business continuity needs—then design a program that fits your mission and budget.
Protect your space. Preserve your purpose.
Your nonprofit’s property is more than a building—it’s the foundation of your mission. Let NonProfit Insuror South help you protect it, recover faster, and keep serving your community no matter what happens.
